Giant RV treats every purchase seriously, whether your paying cash or financing your vehicle with us, you will feel at ease.
We offer a full range of competitive financing sources as well a as a large selection of extended service contracts and aftermarket products to protect your purchase. These products will help you enjoy your vehicle for years to come worry free. All of the finance mangers at Giant RV have years of experience and are trained to care for all of your needs and any questions you might have. Come and experience the quality.
Please call us toll free at (888) 400 7959 and ask for the Finance department
If you need Help in Financing Your RV ,
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Financing an RV is a relatively easy and straightforward process. Insurance plans designed to meet the specific needs of owners and their type of RV are also available through numerous insurers familiar with the way RVs are built, used and repaired.
One factor making it easier to purchase an RV is the predominant attitude among lenders that RVers are reliable buyers. Under 1.5 percent of all RV loans are delinquent. As a result, lenders are extending RV loan terms and making monthly payments more affordable,
Loans for new, large RVs typically range from 10 to 15 years. Whether the purchase is financed through a bank, savings and loan, finance company, credit union or RV dealer, eight out of ten lenders require less than a 20 percent down payment. Nearly 30 percent of all lenders require a down payment of under 10 percent.
Loan terms for most used RVs usually require 10 to 20 percent down payments, but initial outlays are smaller because used RVs are priced lower. This makes it easy for the family on a budget to get into the RV lifestyle economically. Financing packages for used RVs generally extend from eight to 15 years. For the vast majority of RV buyers, the interest on their loan is deductible as second home mortgage interest. To qualify, the RV must be used as security for the loan and must have basic sleeping, toilet and cooking accommodations.